40B - Lottery Pre-Screening Homeownership Application Logo
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  • Lottery - Homeownership Pre-Screening Application

  • Household Size Requirements

    In order to make the best use of limited affordable housing resources, household size should be appropriate for the number of bedrooms in the home. Minimum household standards shall be established and shall conform with the following requirements. A “household” shall mean two or more persons who will live regularly in the unit as their principal residence and who are related by blood, marriage, or law or who have otherwise evidenced a stable, interdependent relationship, or an individual.

    1. Preferences.

    a. First Preference

    Within an applicant pool, first preference shall be given to households requiring the total number of bedrooms in the unit based on the following criteria:

    (1)  There is at least one occupant per bedroom.15

    (2)  A husband and wife, or those in a similar living arrangement, shall be required to share a bedroom. Other household members may share but shall not be required to share a bedroom.

    (3)  A person described in the first sentence of (b) shall not be required to share a bedroom if a consequence of sharing would be a severe adverse impact on his or her mental or physical health and the lottery agent receives reliable medical documentation as to such impact of sharing.

    (4)  A household may count an unborn child as a household member. The household must submit proof of pregnancy with the application.

    (5)  If the applicant is in the process of a divorce or separation, the applicant must provide proof that the divorce or separation has begun or has been finalized, as set forth in the application.

    b. Second Preference

    Within an applicant pool, second preference shall be given to households requiring the number of bedrooms in the unit minus one, based on the above criteria.

    c. Third Preference

    Within an applicant pool third preference shall be given to households requiring the number of bedrooms in the unit minus two, based on the above criteria.

  • Disproportionately Impacted Households Preference

  • Preferences will be made for homebuyers from Disproportionately Impacted Households pursuant to the CommonWealth Builder Program Guidelines.

    Disproportionately Impacted Households include:

    (i) Households that have an annual income at or below 80% of the Area Median Income for the location of the project;

    (ii) Households that live in Qualified Census Tracts https://www.huduser.gov/portal/sadda/sadda_qct.html

    (iii) Households who live in any of the following Cities or Towns: Boston, Attleboro, Barnstable, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Revere, Salem, Springfield, Taunton Westfield, Worcester, Framingham, or Randolph.

  • First-Time Homebuyer Preference

  • Where Can I Enroll in a First-Time Homebuyer Course?

    Citizens’ Housing and Planning Association (CHAPA) provides a directory of MHC-approved First-Time Homebuyer training courses in the Greater Boston Region. Up-to-date date listings are on their website: www.mhp.net. Online and in-person classes are listed there at various prices, dates, times, and languages. https://www.mymasshome.org/homeownership-education-calendar

    Completion of a Previous First-Time Homebuyer Course

    Certificates of completion dated within three (3) years of the deadline date from a Massachusetts Housing Collaborative (MHC) approved First-Time Homebuyer’s course are accepted. Certificates dated older than three (3) years of the deadline date will NOT be accepted.

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    *Households must be First-Time Homebuyers.*

    A First-Time Homebuyer cannot own a home or an interest in a home in the preceding three years, including a trust.

    Exceptions to this include:

    (i)  Any individual who is a displaced homemaker may not be excluded from consideration as a First-Time Homebuyer under this definition on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.

    (ii)  Any individual who is a single parent may not be excluded from consideration as a First-time Homebuyer under this definition on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.

    (iii) Developments that are designated 55+ communities (does not apply to CommonWealth Builders (CWB) properties)

    (iv)  An individual may not be excluded from consideration as a First-Time Homebuyer under this definition on the basis that the individual owns or owned, as a principal residence during the 3-year period before the purchase of the an Affordable Dwelling, a dwelling unit whose structure is (x) not permanently affixed to a permanent foundation in accordance with local or other applicable regulations; or (y) not in compliance with State, local, or model building codes, or other applicable codes, and cannot be brought into compliance with such codes for less than the cost of constructing a permanent structure.

  • Local Preference

  • Local Preference is defined as a household that, at the time of application for an affordable housing unit, falls into the following category. If the property is in Boston, only the first bullet point counts toward the local preference:

     

    • Current residents of the town: A household in which one or more members is living in the city or town at the time of application. Documentation of residency should be provided, such as rent receipts, utility bills, street listing or voter registration listings.
    • Municipal Employees of the town: Employees of the municipality, such as teachers, janitors, firefighters, police officers, librarians, or town hall employees.
    • Employees of Local Businesses: Employees of businesses located in the
      municipality.
    • Households with children attending the locality’s schools, such as METCO students.

    If the property is in Boston, only the first bullet point counts toward the local preference.

     

    Please note - the local preference only applies to the initial sale.

     

    If “Yes”, please provide the appropriate supporting documentation.

     

    For Current residents of the town, one of the following must be provided:

    • A utility bill dated within the past 60 days (electric, gas, oil, cable, interest, telephone, or cell phone bill)
    • A current signed lease agreement
    • Voter Registration
    • For households that are applying as Municipal Employees or Employees of Local Businesses, the pay stubs provided for the income information would suffice if the paystubs show a town-based address.
       

    Households with children attending the locality’s schools, a school transcript should be provided.

     

    Important

    Please note you can still apply even if you do not qualify for the local preference. 

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  • Income Information

  • Pay Stubs

  • Self Employment

  • Profit and Loss Statement

  • Social Security, Child Support, Alimony, Other Income

  • Asset Information

  • Acknowledgment

  • Please note that this is a preliminary homeownership lottery application and in no way insures occupancy. Once you submit the application by the deadline provide, then your name will be entered into the lottery.

     

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