68 Church Green Townhomes - Income Certification Homeownership Application
  • Right to Interpretation Document

  • For more information or reasonable accommodations for persons with disabilities, please contact us using the information provided on the property website or email that you received.

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  • 68 Church Green Townhomes Homeownership Lottery Application

    Please review carefully
  • Format: (000) 000-0000.
  • Are you a First Time Home Buyer?*

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    You must be a First Time Homebuyer for this program

     

     

     

     

     

  • Did you tour the property yet?*

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    Property Tours

    You must view the property within 7 days of completing the Income and Asset Eligiblity Application (link above) in order to reserve your spot in line. 

    We will be conducting property tours on Sundays.  

    Book a Tour Here

  • Race & Ethnicity (Optional Disclosure) This response is for the race and ethnicity of the head of household only. There is no penalty for persons who do not complete this section of the application. This information will only be used in aggregate, for the purposes of reporting and analysis. Please check all that apply:

  • Income Information

    This section applies to all adult household members 18 years of age or older
  • What type of income do you receive (check all that apply)*

  • Pay Stubs

  • How are pay stubs calculated?

    • Applicants must provide the last 5 consecutive pay stubs for all adult household members (18 years of age or older).

    How are pay stubs calculated?

    • Pay is calculated based on taking your current pay and projecting it over 12 months.
    • The projection is based on the average of your last 5 pay stubs or the average based on dividing your year-to-date gross income by the number of pay periods.
    • Bonuses, commissions, and overtime are calculated in this projection.  

    Additional Information:

    • Provide school transcript or proof of student status for dependent household members over the age of 18 and full‐time students.
    • Please include the income for any full-time students over age 18.
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  • If you receive paychecks, have you been employed since 1/1 of this year?*

  • Self-Employment

  • Do you work for with any employer that provides an earning statement? If yes, please select the following one of the following:*

  • Profit and Loss Statement

  • When did you start working? *
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  • When self-employment income is sporadic or based upon commission, the projection of household income currently shall be based upon historical data unless:

    (1) The household can demonstrate and verify that it has experienced a change in circumstances that is a reliable indicator that its income has decreased and that the historical data is not a reasonable basis for projecting household income; or

    (2) Documentation indicates that the household has experienced a change in circumstance that is a reliable indicator that its income has increased and that the historical data is not a reasonable basis for projecting household income.

    b. When self-employment income is sporadic or based upon commission and there is no record of self-employment from the last year in which tax returns were filed, the projection of household income will be based solely upon the reliable year-to-date documentation.

     

  • Do you have additional self-employment income?*
  • When did you start working? *
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  • Uber Pay Statements - Instructions

    • Log in to the Uber Partner Dashboard
    • Select Tax Statement
    • Download the last available month and save it as a PDF.  If you are on your phone, you can click share and save it as a PDF.
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  • Social Security, Child Support, Alimony, Other Income

  • Social Security/ Social Security Disability: Provide an official statement of monthly amount received for year in review and statement of total amount received for latest tax year.

  • Child support/Alimony: Provide a document indicating the payment amount. Child support income shall be determined based upon the prior 12-month history. Lump sum payments for prior periods shall not be included in calculating the child support payments for the prior 12 months.

  • Pension: Provide a statement indicating the amount received for the year in review and a statement of the total amount received for the latest tax year.

  • Unemployment: if receiving unemployment, please provide copies of the unemployment checks.

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  • No Income Affidavit

  • I am an adult over 18 years of age, certify that I do not have any income from any source, both taxable income, and non-taxable income, including but not limited to: earnings, overtime, IRA distributions, part-time employment, bonuses, dividends, interest, annuities, pensions, Veteran Administration
    (VA) Compensation, gross rental or lease income, commissions, deferred income, welfare payments, social security benefits, disability payments, alimony, support payments, public assistance, sick pay, unemployment compensation, and income received from trusts, business activities, and investments.

    I understand that I have been included on the Application, and no income has been recorded for me on the application.

    I declare that under penalties of perjury that the foregoing representations are true, correct, accurate, complete and correct in all respects.

  • Are there any more household members that receive no income?*

  • I am an adult over 18 years of age, certify that I do not have any income from any source, both taxable income, and non-taxable income, including but not limited to: earnings, overtime, IRA distributions, part-time employment, bonuses, dividends, interest, annuities, pensions, Veteran Administration
    (VA) Compensation, gross rental or lease income, commissions, deferred income, welfare payments, social security benefits, disability payments, alimony, support payments, public assistance, sick pay, unemployment compensation, and income received from trusts, business activities, and investments.

    I understand that I have been included on the Application, and no income has been recorded for me on the application.

    I declare that under penalties of perjury that the foregoing representations are true, correct, accurate, complete and correct in all respects.

  • Asset Information

  • Please include copies of the past 3 months of statements for all asset accounts and include all pages of statements.  Evidence of all assets must be provided, and all assets must be listed on this application. 

    This includes but is not limited to: checking, savings, stocks, pensions, CD’s, 401K’s, IRA’s, PayPal, Venmo, and Cash App.

  • Please select all the asset accounts that are in your name:*
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  • Checking Accounts

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  • Savings Accounts

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  • Retirement Accounts

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  • Stock and Mutual Fund Accounts

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  • CD, Paypal, Venmo, Cash App or any other accounts not listed

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  • Deposits Over $100

  • Do you have any deposits over $100 in any of your bank statements? These do not include payroll deposits for they pay stubs you provided.*
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  • Tax Information

  • Please include copies of the last three years of tax returns. This includes:

    • Federal Tax Returns
    • State Tax Returns
    • W2s for all employment
    • 1099s for all employment

    If you did not file taxes or have copies of your W2 or 1099 forms, you can request them here:

    https://www.irs.gov/individuals/get-transcript 

  • Did you file taxes last year?*
  • Did you work for an employer last year that you no longer work for this year?*

  • No Longer Employed Statement
    Previous Employer that you worked for this year or received a W2 or 1099 from last year.

    My name is   *   * . I am no longer employed by * . My last day of employment was   * .

    *        

  • No Longer Employed Statement
    Previous Employer that you worked for this year or received a W2 or 1099 from last year.

    My name is   *   * . I am no longer employed by * . My last day of employment was   * .

    *        

  • No Longer Employed Statement
    Previous Employer that you worked for this year or received a W2 or 1099 from last year.

    My name is   *   * . I am no longer employed by * . My last day of employment was   * .

    *        

  • No Longer Employed Statement
    Previous Employer that you worked for this year or received a W2 or 1099 from last year.

    My name is   *   * . I am no longer employed by * . My last day of employment was   * .

    *        

  • Federal Tax Return

  • Picture of IRS form 1040
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  • State Tax Return

  • Picture of Massachusetts state tax form
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  • Picture of a W2 form
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  • Picture of a 1099 form
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  • If you did not file taxes or have copies of your W2 or 1099 forms, you can request them here:

    https://www.irs.gov/individuals/get-transcript 

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  • Mortgage Pre-Approval

  • Lender Contact and First Time Homebuyer Mortgages

     

    If you need to obtain a Pre-Approval / Pre-Qualfication, then you can contact a lender. It is a quick process!

     

     

     

    First Time Home Buyer Mortgage Programs

     

    Option 1 - MassHousing - Workforce Advantage

    Minimum Downpayment from Borrower: 0% of the purchase price 

    $30,000 down payment and closing cost assistance available!

    $22,000 toward down payment and $8,000 towards closing costs

    Example:

    $282,000 purchase price

    Total down payment:  $22,000

    Estimated Monthly Payments:

    $1,435.73 Principle and Interest (using a 5.25% interest rate)

    $370 - Condo fee

    $279.88 - Taxes


    = $2,085.61 Total Cost Per Month

     

    The above calculations are estimates and can vary based on the borrower and current interest rates.

      

  • Do you have a Pre-Approval or Pre-Qualification letter?*

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    If you do not have a Pre-Approval or Pre-Qualification letter, then you are allowed to submit this application, but it will not be considered complete until you have provide a Pre-Approval or Pre-Qualification letter.  

    Once you recieve a Pre-Approval or Pre-Qualification letter, please email it to John Costello jcostello@maloneyproperties.com 

  • Would you a lender to contact you to help obtain a Pre-Approval letter?*
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  • Does your Pre-Approval or Pre-Qualification letter reflect a purchase price of at least $282,000 or more?*
  • Can you speak to a lender about obtaining a Pre-Approval or Pre-Qualification letter about obtaining a letter that reflects the purchase price of at least $282,000 or more?*

  • Acknowledgment & Signature

  • Please note that Maloney Properties reserves the right to request additional documentation after reviewing the application. 

    In carrying out this marketing program and applicant selection process, neither the Owner nor Maloney Properties, Inc. will discriminate based on race, color, creed, religion, sex, familial status, sexual orientation, national or ethnic origin, handicap, citizenship, ancestry, or marital status, public assistance, gender identity or any other basis prohibited by law.

    Disabled persons are entitled to request a reasonable accommodation in rules, policies, practices, or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to applicants with disabilities an equal opportunity to use and enjoy the housing.

    I understand that Maloney Properties, Inc. is relying on this information to prove my household’s eligibility. I certify that all information and answers to the above questions are true and complete to the best of my knowledge.  I consent to release the necessary information to determine my eligibility.  I understand that providing false information or making false statements may be grounds for the denial of my application. 

    I authorize my consent to have Maloney Properties, Inc. verify the information contained in this application for purposes of proving my eligibility for occupancy.  I will provide all necessary information and expedite this process in any way possible.  

  • All ADULT household members must sign below:

  • Should be Empty: