For more information or reasonable accommodations for persons with disabilities, please contact us using the information provided on the property website or email that you received.

Please include copies of the past 3 months of consecutive statements for all asset accounts and include all pages of statements.  Evidence of all assets must be provided, and all assets must be listed on this application. 

This includes but is not limited to: checking, savings, stocks, pensions, CD’s, 401K’s, IRA’s, PayPal, Venmo, and Cash App.

Deposits Over $100

Please include copies of the last three years of tax returns. This includes:

• Federal  Tax Returns
• W2s for all employment
• 1099s for all employment

If you did not file taxes or have copies of your W2 or 1099 forms, you can request them here:

https://www.irs.gov/individuals/get-transcript 

The application will require a mortgage pre-approval letter. A valid pre-approval letter has the following:

(i) Approval for a 30-year, fixed-rate mortgage.

(ii) Includes either an interest rate or a range of interest rates.

(iii) The amount should cover the sales price of the desired unit minus the minimum required 3% downpayment.

(iv) The lender you received the pre-approval from should have a physical location in Massachusetts.

 

Please upload a valid (not expired) pre-approval letter with the above criteria that is for at least the purchase price or greater.

Local Preference is defined as a household that, at the time of application for an affordable housing unit, falls into the following category:

• Current residents of the town: A household in which one or more members are living in the city or town at the time of application. Documentation of residency should be provided, such as rent receipts, utility bills, street listings, or voter registration listings.
• Municipal Employees of the town: Employees of the municipality, such as teachers, janitors, firefighters, police officers, librarians, or town hall employees.
• Employees of Local Businesses: Employees of businesses located in the
  municipality. (20+ hours a week)
• Households with children in Somerville Public Schools or Somerville charter schools.

 

If “Yes”, please provide the appropriate supporting documentation.

 

For Current residents of Somerville, one (1) of the following must be provided:

• A Current Signed Lease Agreement
• Voter Registration
• A Utility Bill dated within the past 30 days (electricity, gas, oil, water/sewer, cable, internet, landline phone, or cell phone bill)
• Current Bank Statement
• Letter from a Somerville-based shelter
• If a lease cannot be provided, a signed & dated letter by the landlord identifying the applicant, address & proof of ownership may suffice in some instances.
• Notarized letter signed under the pains and penalties of perjury from leaseholder verifying sub-tenancy and including lease of leaseholder.

For Municipal Employees or Employees of Local Somerville Businesses:

• The paystub provided for the income information would suffice if it shows a Somerville-based address and is dated within 30 days.
• If a paystub cannot be provided, a letter of employment by the applicant’s Human Resources Director or Payroll Director on company letterhead with contact information may be provided. The letter must state the employee’s name, location of employment & the number of hours working in Somerville per week. The letter must be dated within 30 days from the date the completed pre-lottery application is submitted. Somerville work preferences may not be granted for households providing co-working spaces as verification of employment in Somerville.

 

For Households with children in Somerville Public Schools or Somerville charter schools:

• School record for child/children (22 years of age and under) with current address.
• Current letter or school transcript from SPS or a charter school in Somerville.
• During the summer break period:
  • Documentation must include proof of most recent year enrollment and should be provided prior to the beginning of the new school year as well as notice of intent to re-enroll.

IMPORTANT

Please note you can still apply even if you do not qualify for the Local Preference. 

The Household Income Information includes all persons who intend to reside in the Property which I will occupy. I am including their age(s), relationship to me, their source(s) of income and current annualized gross amounts of income from any source, both taxable and non-taxable income, including, but not limited to: earnings, overtime, IRA distributions, part-time employment, bonuses, dividends, interest, annuities, pensions, Veterans Administration (VA) Compensation, gross rental or lease income, commissions, deferred income, welfare payments, social security benefits, disability payments, alimony, support payments, public assistance, sick pay, unemployment compensation, and income received from trusts, business activities, and investments.

I have attached documentation of my household income, to include among other appropriate documentation, Federal Income Tax Returns, weekly (or other periodic) pay stubs, or receipts for each Household Member who has reached the age of 18.

I am a first-time homebuyer. I have not had an ownership interest in a residential property.

I understand that if selected by lottery, I must occupy the property as my primary residence within 60 days after the closing of the mortgage and continually occupy the residence as my primary residence.

I understand that certain conditions are placed on the use and resale of these properties. I understand that the properties are subject to an Affordable Housing Covenant.

I am not currently, nor have I been within the last twelve (12) months, an employee of the Mayor’s Office of Housing. I am not an immediate family member of a current or former employee of the Mayor’s Office of Housing.

I have never been convicted of real property arson, tenant harassment in Housing Court or violating Fair Housing Laws. I am not presently in mediation with the Boston Fair Housing Commission or the Massachusetts Commission Against Discrimination. I am not presently a defendant in a criminal complaint in Housing Court for a Fair Housing violation or in an arson case.

I do not presently, nor have I in the past, owe (d) any past due real estate taxes to the City of Boston.

 

All ADULT household members must sign below: